(EXCERPT FROM PREFACE)

Managing Your Mortgage to Financial Independenceis intended to help you understanding how to manage your mortgage by implementing cost saving processes during the time you have a mortgage and by employing an interactive methodology for acquiring, maintaining, and retiring a mortgage. It also introduces several new theories, which impact the way you view your investment portfolio and move you toward realizing financial independence even if you don’t have an investment portfolio.

Recognizing that, up until now, you have been your only financial representative during the mortgage process, this consumer guide contains many cost saving ideas that will help you ask better questions and provide better information during your next mortgage transaction or your next mortgage planning engagement. Knowing how to make your Mortgagor Financial Representative™ professional aware of your overall financial goals and objectives will go a long way in getting an actionable mortgage plan.

By the time you finish this book, you will know better how to make mortgage decisions that are suitable to your needs and understand how you can benefit from a low risk no cost way of preparing for financial freedom. You will also be educated about the factors beyond rate and closing costs that impact the immediate and long-term costs of having a mortgage.