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Educational Programs Developed By Financial Planning & Mortgage Professionals For Financial Services Professionals

The Only Educational Program That Cultivates The Fiduciary Mortgage Advisor™ Professional

MIFSP seeks to achieve the highest levels of distinction by serving the industry, the community, the country, and the world, challenging, discovering, analyzing, and communicating findings of evidentiary value that dispel decades of misinformation, and by striving to create knowledge and to open minds to that knowledge, stimulating critical thought and the pursuit of excellence for leaders of the financial services profession who choose to make a difference, improve the status quo, and set higher standards through the power of knowing, thereby advancing the realization of a world of better possibilities.

THE MIFSP MISSION STATEMENT: To develop, strengthen and expand the intellectual capital of financial services professionals, to raise the standards for those persons who interact with the public in the area of home financing by promoting the application of financial planning techniques and principles to the home financing process for the benefit of consumers, and to identify and then promote a process whereby the average consumer can achieve their core financial objective without taking undue risk.

Why MIFSP?

Join us in restoring HOPE - Honor - Opportunity - Professionalism - and Ethics.

The program offered by MIFSP is an educational program intended for those who seek professional development and further expansion of their professional knowledge, skills and abilities and is designed to teach you how to provide unbiased expert advice as you strive to live up to your fiduciary role by recognizing the significance of a client’s mortgage as a prime component of their financial future, endeavoring to help your clients manage and re-evaluate their mortgage choices before, during, after or in the absence of mortgage origination, and incorporating mortgage management in the development of the client’s financial plan.

By making research reports, white papers and its collection of books readily available to the general public, MIFSP hopes homeowners will use these resources to educate themselves of the benefits of managing their mortgage to financial independence.

The Development of MIFSP. The development of MIFSP was spearheaded by individuals with backgrounds in financial planning, mortgages, education, insurance, investments, real estate and consumer advocacy. Together they have over thirty five years of experience in the financial services industry alone. With roots in these diverse areas, it was the lack of improvement in the financial outlook for most consumers that drove the founders to consider possibilities beyond those demonstrated in common practice. The founders of MIFSP recognized the consumer's need for a cognitive connection between traditional financial planning and what maybe their biggest asset and debt, their homes.

About The Executive Director:Leon Morris, RMP, CLU, ACS, ALMI, ChFC, CME, FFSI

Leon L. Morris has independently developed a series of proprietary tools that he has licensed to the institute to be used by financial services companies and practitioners for the benefit of financial services consumers, customers and clients.

For example, “The Biggest Mortgage Fraud of All” (BMFOA), a book recently released, enables reasonable financial practitioners, consumers and regulators to recognize and identify five specific and widespread failures in financial regulation (Financial bias, unfair, deceptive and abusive financial services practices, personal financial planning v. public practice personal financial planning, mortgage planning, and the need for objective, fair and balanced advisory services). The book also:

(1) Demonstrates how financially sophisticated and connected housing, tax and financial consumers can, and often are regularly subjected to predatory lending practices in the mainstream mortgage market by mainstream institutions.

(2) Helps you realize that predatory lending practices impact the majority of mortgagors (borrowers) in the mainstream mortgage market as opposed to minorities, the financially unsophisticated and the unbanked in what was the sub-prime mortgage market.

(3) Helps you realize that predatory lending practices are so pervasive, widespread, and sophisticated that even Federal and State regulators have either missed what amounts to unfair, deceptive and abusive financial services practices in the mainstream mortgage market by mainstream institutions for decades or have otherwise chosen not to pursue and prosecute such violations.

(4) Helps you identify an institutionalized financial bias.

(5) Helps promote the application of financial planning techniques and principles to the home financing process for the benefit of the consumers.

(6) Provides consumers with access to “MYFSP™ C3 Exam” a tool that is highlighted in “The Biggest Mortgage Fraud of All” that helps you spot and stop being subjected to deceptive, fraudulent or financially manipulative sales and marketing tactics and practices.

Those admitted to the MIFSP (pronounced MY FSP) must demonstrate the knowledge and experience required for conferment. Mortgagor Financial Representative™ professionals must have met the requirements necessary to hold a RMPâ credential or ARMP credential issued by MIFSP. MIFSP presently confers the following designations:

Residential Mortgage Planner, RMP™

Associate, Residential Mortgage Planner, ARMP™

MIFSP is on the leading edge of current trends in the industry and is creating what will be commonplace reality tomorrow, today.

Residential Mortgage Planner, RMP™, Associate, Residential Mortgage Planner™ (ARMP), Mortgage Capital Advisor™ (MCA), Certified Mortgage Evaluator™ (CME),Mortgage Capital Representative™ (MCR), and Mortgagor Financial Representative™ (MFR) are trade marks of the Mortgage Institute for Financial Services Professionals, Inc. in the United States and/or other Countries. All rights reserved. Conferment is granted upon fulfilling the requirements set by the MIFSP, Inc., including the ethics requirement. The relevant requirements are the requirements that are in place at the time of acceptance into the program.